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What Happens When You Stop Paying Your Bills

What Happens When You Stop Paying Your Bills

Visit ProfileYour inability to pay your bills on time can have an impact on your credit rating. This is a fact that everyone must deal with. After all, everyone has some bills to pay – no matter how big or small. Bad credit can create a ripple effect on your life, so...

Credit Card Consolidation

Credit Card Consolidation

Visit Profile facebookinstagramgoogle-plusCredit card debts, while not requiring any collateral, affect the financial wellbeing of many Americans today. Since lending institutions have relaxed their policies, a lot have been taking advantage of easy access to money....

How to Better Manage Your Debt: Credit Card Relief & Other Options

How to Better Manage Your Debt: Credit Card Relief & Other Options

Visit Profile Managing debt is an important skill. It’s the best way to keep your bills low and to make sure that you can save money to put towards things you enjoy. However, managing debt can be difficult. Many financial products are confusing. It can also be hard to...

Debt Payoff Calculator: Repayment for Multiple Credit Cards & Loans

Debt Payoff Calculator: Repayment for Multiple Credit Cards & Loans

Visit ProfileSmart planning is the best way to get out of debt. However, in order to plan, you need to understand how long it will take you to pay off your various debts. Credit card debt is one of the largest sources of debt in the country. That’s why we put together...

Best Credit Card Debt Consolidation: + Bad Credit Loan Companies

Best Credit Card Debt Consolidation: + Bad Credit Loan Companies

 Visit ProfileBest Methods of Credit Card Consolidation Personal Loans Refinance of your mortgage Home Equity Line of Credit Balance Transfer Cards Retirement accounts Friends and Family Credit card debts, while not requiring any collateral, affect the financial...

Best Way to Pay Off Credit Card Debt: Tips for Fastest Loan Help

Best Way to Pay Off Credit Card Debt: Tips for Fastest Loan Help

Visit Profile Steps to Pay Off Credit Card Debt Closely analyze your current financial situation Negotiate a lower interest rate Stash your plastic  Work on one credit card debt at a time Transfer your balance Set up a budget Choose a Debt Payment Strategy Seek help...

8 Tips for Escaping Debt

8 Tips for Escaping Debt

 Visit ProfileIf you’ve found yourself in a large amount of debt, you probably stress that you’ll never be able to escape it. Being in debt can be debilitating – it can prevent you from advancing in life. If you don’t manage to escape debt, you may never be able...

What Are the Credit Score Ranges?

What Are the Credit Score Ranges?

 Visit ProfileIf you’ve ever applied for a loan or a credit card, you most likely know what a credit score is. Credit scores tell lenders how trustworthy we are as borrowers – they’re the number one contributing factor to any lending decision in the United...

How to Build Credit

How to Build Credit

 Visit ProfileIf you have a less than perfect credit score, or you’ve never had any credit score at all, you’re probably wondering how you can start building your score. Building credit is one of the most important things you can do for your personal financial...

How is My Credit Utilization Ratio Calculated?

How is My Credit Utilization Ratio Calculated?

 Visit ProfileIf you’ve done some research into how your credit score is calculated, you’ve probably come across the term ‘credit utilization’. Credit utilization is one of your credit scores’ major factors. Credit reporting bureaus use your credit utilization to...

Five Ways to Find Quick Cash and More Savings

Five Ways to Find Quick Cash and More Savings

Visit ProfileIf you want to improve your chances of achieving financial freedom, you should start by finding ways to get your hands on some additional cash. You also need to improve your ability to save money if you want to create lasting changes to your finances. If...

Emergency Fund: What It Is and Where You Should Keep It

Emergency Fund: What It Is and Where You Should Keep It

Visit ProfilePersonal finance can be difficult. If you find that you struggle to maintain a budget, you’re not alone. But if you end up in a bad situation that requires a lot of money, it’s important that you have prepared yourself as much as possible. One of the best...

DCL’s Best Money Saving Apps

DCL’s Best Money Saving Apps

Visit ProfileSaving money can be difficult, but it’s important if you want to experience financial success in the future. If you’re considering a debt consolidation loan, it’s also important that you start exhibiting good saving behavior. Fortunately, financial...

Comparing FICO and Other Credit Scores

Comparing FICO and Other Credit Scores

Visit ProfileWhen you apply for a loan or credit card, you typically have to undergo a credit check. Credit checks allow lenders to have a full view of your lending history – it’s a great way for them to get a better idea of your chances of paying back their money on...

What are the Best and Worst Options for Debt Consolidation?

What are the Best and Worst Options for Debt Consolidation?

 Visit ProfileAlsos, If you are one of the millions of Americans drowning in debt, then you may be considering consolidating your debts. Handling multiple credit card payments, utility bills, medical bills and other debts can become overwhelming, and many people...

What to Do if You Can’t Repay Your Debt Consolidation Loan

What to Do if You Can’t Repay Your Debt Consolidation Loan

Visit Profile Some people may find it challenging to make their debt consolidation loan repayments on time, whether it is because they aren’t budgeting correctly or because they are faced with unexpected medical bills or other expenses. Defaulting on a debt...

Who are the Top-Rated Debt Consolidation Companies?

Who are the Top-Rated Debt Consolidation Companies?

Visit Profile facebook twitter Instagram Google+ If you are already drowning in debt, the worst thing you can do is fall for a scam that will damage your finances even further. In some cases, a debt consolidation loan in itself can have negative effects on your...

How to Budget Your Monthly Expenses

How to Budget Your Monthly Expenses

Visit Profile Budgeting your monthly expenses is one of the best things you can do for your financial health. Although it may sound boring, it is essential to managing your debt and expenses responsibly. Many Americans find themselves overwhelmed in credit card debt...

Who Can Help Me Decide if Debt Consolidation is Right for Me?

Who Can Help Me Decide if Debt Consolidation is Right for Me?

Visit Profile If you are struggling with your finances and barely keeping up with your minimum monthly payments, then you may be considering debt consolidation loans. It can be difficult to navigate this process, particularly if you are already overwhelmed with your...

How to Calculate Your Total Debts

How to Calculate Your Total Debts

Visit Profile If you are having trouble keeping up with multiple monthly payments, you may benefit from calculating your total debts and developing a plan to reduce or eliminate your debt.  For some, debt consolidation is the answer.  Others can eliminate debt on...

How to Avoid Additional Credit Card Expenses

How to Avoid Additional Credit Card Expenses

Visit Profile The average American has between 5 and 10 credit cards. That equals 5 to 10 different monthly payments, in addition to your rent, food, utilities and other payments. IN addition to those monthly payments, you are also paying interest on the account...

What Debts Can I Include in a Debt Consolidation Loan?

What Debts Can I Include in a Debt Consolidation Loan?

Visit Profile facebook twitter instagram google-plus There are many factors to consider before you decide to pursue a debt consolidation loan. If your debt is overwhelming and you are struggling to make just the minimum monthly payments, a debt consolidation loan in...

How to Avoid Defaulting on a Debt Consolidation Loan

How to Avoid Defaulting on a Debt Consolidation Loan

Visit Profile facebook twitter instagram google-plus If your debt is overwhelming and you are searching for options to reduce or eliminate your debt, then you may be considering a debt consolidation or other type of loan to help get your finances back on track. To...

Is Debt Consolidation the Best Way to Fix My Finances?

Is Debt Consolidation the Best Way to Fix My Finances?

Visit Profile If you are drowning in your debt and struggling just to make the minimum monthly payments on your credit cards, then you may be considering managing your debt by applying for a debt consolidation loan. If you are close to maxing out your credit lines or...

Do I Qualify for a Debt Consolidation Loan?

Do I Qualify for a Debt Consolidation Loan?

Visit Profile facebook twitter instagram google-plus Are you overwhelmed with debt and struggling to find a way out? If so, then you may be considering a debt consolidation loan. If most of your debt is due to credit cards or other debts with high interest rates, a...

Reputable Debt Consolidation Companies

Reputable Debt Consolidation Companies

Visit Profile  If you are thinking about pursuing a debt consolidation loan, the most important factor to begin with is to choose a legitimate company or organization who will help you overcome your debt and consolidate your multiple payments into one. Of course, once...

Should I Consolidate my Debt or File for Bankruptcy?

Should I Consolidate my Debt or File for Bankruptcy?

  Visit Profile Things to Consider when Consolidating Debt or Filing for Bankruptcy Find a Reputable Credit Counselor Debt Consolidation Loans Bankruptcy Disposable Income Other Options to Consider If you are struggling with your debt, you are not alone. Millions...

How to Reduce Your Debt Without a Loan

How to Reduce Your Debt Without a Loan

Visit Profile facebook twitter Instagram Google+ Let’s be honest, consolidating your debt without a loan is not going to be easy, although even with a loan, it still may not be as easy as it sounds. Debt consolidation or reduction loans can come with high fees and...

What to Know About Filing for Bankruptcy

What to Know About Filing for Bankruptcy

 Visit Profile Do you have multiple credit card payments each month? Are you barely making the minimum monthly payments on each card which is making it difficult just to pay for groceries and transportation? If you have a significant amount of debt and a...

Should you consolidate on your own or take out a loan?

Should you consolidate on your own or take out a loan?

Visit Profile facebook twitter Instagram Google+ This can be a difficult question to answer, but in any case, it really depends on your specific financial situation – how much you owe in total, what your interest rates are, and your ability to reduce your expenses to...

Why Should I Choose Debt Settlement?

Why Should I Choose Debt Settlement?

Visit Profile facebook twitter Instagram Google+ Wondering what a debt settlement is or if it is the right option for you? Some consumers find great benefit when using a debt settlement, but it can be a difficult process to navigate. Keep reading for more information...

Is it a Good Idea to Get a Debt Consolidation Loan?

Is it a Good Idea to Get a Debt Consolidation Loan?

Visit Profile facebook twitter Instagram Google+ Are you drowning in your debt? If so, you are not alone. Millions of people have been in the same position you are in, and there are options to consider that can help relieve you of your debt. The most important thing...

Are Debt Consolidation Loans Bad for your Credit?

Are Debt Consolidation Loans Bad for your Credit?

 Visit Profile Millions of Americans are drowning in debt.  Many of us are working more and making less, which can make it difficult to get ahead of your expenses and actually save money instead of scraping by from check to check. If you are thinking about...

Understanding Your Debt Options

Understanding Your Debt Options

 Visit ProfileSince financing institutions started to relax lending policies, Americans became more likely to borrow money than ever. This has resulted to troubling trend. By the end of this year, household debt is expected to total to $12.73 trillion which is...

The Unsecured Debt Guide

The Unsecured Debt Guide

Visit ProfileWhat are the Types of Unsecured Debt Credit card debts Personal and business loans Student loans Medical loans Unpaid house bills In a perfect world, people won’t need to borrow money. However, the reality is that no matter how efficiently individuals try...

VA Debt Consolidation Loan Companies: Veteran Programs & Services

VA Debt Consolidation Loan Companies: Veteran Programs & Services

Visit Profile Benefits of a VA Debt Consolidation Loan Easier and less rigorous process Longer repayment terms Zero monthly mortgage insurance premiums No prepayment penalties High loan-to-value ratio Military veterans who are struggling with debt may be looking for a...

Prosper Debt Consolidation Loan Review

Prosper Debt Consolidation Loan Review

Visit ProfileIf you would like to reduce the number of loans that you pay each month, then you might be wondering about the benefits of a debt consolidation loan. By consolidating your debt, you will only need to make a single payment, and managing your budget will...

Freedom Debt Relief Review 2019: Is it a Scam? How Does it Work?

Freedom Debt Relief Review 2019: Is it a Scam? How Does it Work?

Visit Profile The plan offered by Freedom Debt Relief can be an excellent alternative to debt settlement programs. As it is one of the biggest debt settlement companies in the U.S today, most people often consider Freedom Debt Relief as one of their top choices when...

CareOne Debt Consolidation Loan Reviews

CareOne Debt Consolidation Loan Reviews

Visit Profile CareOne Debt Relief Services is located in Columbia, Maryland. The company's founder struggled with debt in the past and used that experience as inspiration to start this business. According to the site, the company offers a refund guarantee if customers...

LendingTree Debt Consolidation Loan Reviews

LendingTree Debt Consolidation Loan Reviews

Visit ProfileAlthough loans can provide you with many benefits, debt can get out of control quickly if you are not careful, and it's often too late to take action by the time that people notice the problem. If you are having trouble keeping your monthly bills under...

American Debt Consolidation Loan Reviews

American Debt Consolidation Loan Reviews

Visit Profile The inability to pay your various bills on time can cause a feeling of desperation. Some would resort to additional borrowing to make partial payments to the outstanding bills, only to find themselves deeper in debt. Uncontrolled borrowing brings a...

2019 Avant Debt Consolidation Loan Review

2019 Avant Debt Consolidation Loan Review

Visit Profile Are you one of those who have problems getting a loan because of your bad credit rating? Fret not as Avant is here to help you. It was created to assist people with low credit scores and would like to consolidate debt. This might be for everyday expenses...

Clearone Debt Consolidation Loan Reviews

Clearone Debt Consolidation Loan Reviews

Visit ProfileIf you would like to reduce the number of loan payments that you are forced to make each month, then you are probably going to get a debt consolidation loan. Depending on the amount that you can receive, you can pay off your other debts so that you will...

Military Debt Consolidation Loans (MDCL): Bad Credit Debt Relief

Military Debt Consolidation Loans (MDCL): Bad Credit Debt Relief

  Visit Profile There are special recognitions given by many institutions to those who wore the uniform and served our country. These recognition ranges from substantial services like financial instruments that are dedicated to those who are on active duty or...

Do Low Interest Debt Consolidation Loans Exist?

Do Low Interest Debt Consolidation Loans Exist?

 Visit ProfileAn Introduction to Debt Consolidation Loans Debt consolidation is a strategy for repairing your credit rating and getting your financial house in order. It is a way for people with multiple debts owed to different creditors to get themselves on a...

USAA Debt Consolidation Loan Review

USAA Debt Consolidation Loan Review

  Visit Profile How Can Debt Consolidation Help You Out? Are you feeling overwhelmed with bills? Are your credit cards maxed out? Are you considering filing for personal bankruptcy? If you answered yes to any of these questions, then getting a debt consolidation...

Finding Unsecured Debt Consolidation Loans For Bad Credit

Finding Unsecured Debt Consolidation Loans For Bad Credit

 Visit ProfileIf you have a large amount of credit card debt, especially if those debts carry high-interest rates, you may want to consider consolidating your debt. This can be done with either a personal loan or by obtaining a zero percent interest rate credit...

2019 Discover Debt Consolidation Loan Review

2019 Discover Debt Consolidation Loan Review

  Visit Profile Having several loan payments each month can be stressful, and you are likely wondering if a debt consolidation loan can help. With a debt consolidation loan, you can reduce your bills into a single payment, and doing so will make managing your...

Chase Debt Consolidation Loans Review

Chase Debt Consolidation Loans Review

  Visit Profile What is Debt Consolidation? Debt consolidation is an important decision for anyone looking to get control of his or her personal finances. It is easy for debt to spiral out of control, which can leave you feeling helpless in getting out of a...