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Dan Steadman

Dan is one of the top financial experts when it comes to debt consolidation. With more than 20 years of experience helping people tackle debt, he has a unique insight when it comes to solving debt-related problems. 

Financial Advisor, DCL

Dan is one of the top financial experts when it comes to debt consolidation. With more than 20 years of experience helping people tackle debt, he has a unique insight when it comes to solving debt-related problems. He started writing to share that insight with the general public.

Dan got his start when he went to work for a bank after getting his Business Degree. He worked his way up and became a loan officer. This position gave him unique insights into the ways that financial products work and how people can utilize different financial products to improve their lives. He’s seen hundreds of success stories and just as many failures – so he knows what steps are most likely to help his readers.

Dan enjoys spending time reading detective novels and going on vacation with his wife of 15 years. He also spends a great deal of his free time volunteering at local financial charities and credit counseling services.

Dan’s Articles

Debt Consolidation Lenders [Best of 2020]

Debt Consolidation Lenders [Best of 2020]

  Visit Profile Debt consolidation loans are one of the best ways to get out of debt quickly. They let you pay your debt off faster and spend less money doing so. That’s because you can usually get a lower interest rate and better terms when you consolidate debt....

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Bill Consolidation Loans [Bad Credit Ok]

Bill Consolidation Loans [Bad Credit Ok]

  Visit Profile Advantages of Bill Consolidation Loans Easy to track Simplify budget Pay off bills faster Spend less on interest Save money No one likes it when bills stack up. What’s worse is that in addition to owing more for each bill you have, you also have...

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Top Credit Card Consolidation Loans [Bad Credit Ok]

Top Credit Card Consolidation Loans [Bad Credit Ok]

  Visit Profile Best Methods of Credit Card Consolidation Personal Loans Refinance of your mortgage Home Equity Line of Credit Balance Transfer Cards Retirement accounts Friends and Family Credit card debts, while not requiring any collateral, affect the...

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How to Get a Debt Consolidation Loan [Bad Credit Ok]

How to Get a Debt Consolidation Loan [Bad Credit Ok]

by: Dan Steadman Update: 07/2020 Where and How to Get a Debt Consolidation Loan No one likes being in debt. What’s worse, sometimes it seems impossible to make any progress on your debt. However, many people have found that debt consolidation loans are one of the best...

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8 Tips for Escaping Debt

8 Tips for Escaping Debt

 Visit ProfileIf you’ve found yourself in a large amount of debt, you probably stress that you’ll never be able to escape it. Being in debt can be debilitating – it can prevent you from advancing in life. If you don’t manage to escape debt, you may never be able...

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What Are the Credit Score Ranges?

What Are the Credit Score Ranges?

 Visit ProfileIf you’ve ever applied for a loan or a credit card, you most likely know what a credit score is. Credit scores tell lenders how trustworthy we are as borrowers – they’re the number one contributing factor to any lending decision in the United...

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How to Build Credit

How to Build Credit

 Visit ProfileIf you have a less than perfect credit score, or you’ve never had any credit score at all, you’re probably wondering how you can start building your score. Building credit is one of the most important things you can do for your personal financial...

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How is My Credit Utilization Ratio Calculated?

How is My Credit Utilization Ratio Calculated?

 Visit ProfileIf you’ve done some research into how your credit score is calculated, you’ve probably come across the term ‘credit utilization’. Credit utilization is one of your credit scores’ major factors. Credit reporting bureaus use your credit utilization to...

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Who are the Top-Rated Debt Consolidation Companies?

Who are the Top-Rated Debt Consolidation Companies?

Visit Profile facebook twitter Instagram Google+ If you are already drowning in debt, the worst thing you can do is fall for a scam that will damage your finances even further. In some cases, a debt consolidation loan in itself can have negative effects on your...

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Should I Consolidate my Debt or File for Bankruptcy?

Should I Consolidate my Debt or File for Bankruptcy?

  Visit Profile Things to Consider when Consolidating Debt or Filing for Bankruptcy Find a Reputable Credit Counselor Debt Consolidation Loans Bankruptcy Disposable Income Other Options to Consider If you are struggling with your debt, you are not alone. Millions...

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How to Reduce Your Debt Without a Loan

How to Reduce Your Debt Without a Loan

Visit Profile facebook twitter Instagram Google+ Let’s be honest, consolidating your debt without a loan is not going to be easy, although even with a loan, it still may not be as easy as it sounds. Debt consolidation or reduction loans can come with high fees and...

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What to Know About Filing for Bankruptcy

What to Know About Filing for Bankruptcy

 Visit Profile Do you have multiple credit card payments each month? Are you barely making the minimum monthly payments on each card which is making it difficult just to pay for groceries and transportation? If you have a significant amount of debt and a...

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Should you consolidate on your own or take out a loan?

Should you consolidate on your own or take out a loan?

Visit Profile facebook twitter Instagram Google+ This can be a difficult question to answer, but in any case, it really depends on your specific financial situation – how much you owe in total, what your interest rates are, and your ability to reduce your expenses to...

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Why Should I Choose Debt Settlement?

Why Should I Choose Debt Settlement?

Visit Profile facebook twitter Instagram Google+ Wondering what a debt settlement is or if it is the right option for you? Some consumers find great benefit when using a debt settlement, but it can be a difficult process to navigate. Keep reading for more information...

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Is it a Good Idea to Get a Debt Consolidation Loan?

Is it a Good Idea to Get a Debt Consolidation Loan?

 Visit Profile Are you drowning in your debt? If so, you are not alone. Millions of people have been in the same position you are in, and there are options to consider that can help relieve you of your debt. The most important thing is to make an informed...

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Are Debt Consolidation Loans Bad for your Credit?

Are Debt Consolidation Loans Bad for your Credit?

 Visit Profile Millions of Americans are drowning in debt.  Many of us are working more and making less, which can make it difficult to get ahead of your expenses and actually save money instead of scraping by from check to check. If you are thinking about...

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What is a Debt Consolidation Loan [2020 Changes]

What is a Debt Consolidation Loan [2020 Changes]

  Visit Profile Household debt in the United States has reached record heights. Total household debt climbed to $12.73 trillion as early as the end of first quarter of 2017. This, for the record, is $50 billion higher than the worse marks reached during the 2008...

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Understanding Your Debt Options

Understanding Your Debt Options

 Visit ProfileSince financing institutions started to relax lending policies, Americans became more likely to borrow money than ever. This has resulted to troubling trend. By the end of this year, household debt is expected to total to $12.73 trillion which is...

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Military Debt Consolidation Loans [Bad Credit Ok]

Military Debt Consolidation Loans [Bad Credit Ok]

  Visit Profile There are special recognitions given by many institutions to those who wore the uniform and served our country. These recognition ranges from substantial services like financial instruments that are dedicated to those who are on active duty or...

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Best Personal Loans for Debt Consolidation [New in 2020]

Best Personal Loans for Debt Consolidation [New in 2020]

  Visit Profile Options when Considering Debt Consolidation Personal Loan Balance Transfer Personal Line of Credit Debt management Local Banks Online Lenders If you are in debt, then finding a solution is not always easy, and many people feel as though they have...

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Best Debt Consolidation Loan Interest Rates [2020 Update]

Best Debt Consolidation Loan Interest Rates [2020 Update]

  Visit Profile A Basic Introduction to Debt Consolidation If you are looking for an effective way to get a handle on your personal debt, debt consolidation is a popular option for finding a streamlined approach to paying down loans. In order to consolidate all...

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Wells Fargo Debt Consolidation Loan [2020 Review]

Wells Fargo Debt Consolidation Loan [2020 Review]

  Visit Profile Options for When You are Overwhelmed with Personal Debt It is not uncommon to find yourself battling a mountain of personal debt in this country. The average amount of household debt for American families in 2016 is $132,529. When you are facing...

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Debt Consolidation Loans for Bad Credit [2020 Options]

Debt Consolidation Loans for Bad Credit [2020 Options]

  Visit Profile   Feeling stressed out and overwhelmed? People who have trouble paying their monthly bills are often confused when it comes to finding a viable solution. Without a sense of direction, getting behind on your financial obligations is easy, and...

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Do Low Interest Debt Consolidation Loans Exist?

Do Low Interest Debt Consolidation Loans Exist?

 Visit ProfileAn Introduction to Debt Consolidation Loans Debt consolidation is a strategy for repairing your credit rating and getting your financial house in order. It is a way for people with multiple debts owed to different creditors to get themselves on a...

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USAA Debt Consolidation Loan [2020 Review]

USAA Debt Consolidation Loan [2020 Review]

  Visit Profile How Can Debt Consolidation Help You Out? Are you feeling overwhelmed with bills? Are your credit cards maxed out? Are you considering filing for personal bankruptcy? If you answered yes to any of these questions, then getting a debt consolidation...

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Finding Unsecured Debt Consolidation Loans For Bad Credit

Finding Unsecured Debt Consolidation Loans For Bad Credit

 Visit ProfileIf you have a large amount of credit card debt, especially if those debts carry high-interest rates, you may want to consider consolidating your debt. This can be done with either a personal loan or by obtaining a zero percent interest rate credit...

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Discover Debt Consolidation Loan [2020 Review]

Discover Debt Consolidation Loan [2020 Review]

  Visit Profile Having several loan payments each month can be stressful, and you are likely wondering if a debt consolidation loan can help. With a debt consolidation loan, you can reduce your bills into a single payment, and doing so will make managing your...

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Chase Debt Consolidation Loans [2020 Review]

Chase Debt Consolidation Loans [2020 Review]

  Visit Profile What is Debt Consolidation? Debt consolidation is an important decision for anyone looking to get control of his or her personal finances. It is easy for debt to spiral out of control, which can leave you feeling helpless in getting out of a...

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Debt Consolidation Loan Calculator + Reviews

Debt Consolidation Loan Calculator + Reviews

  Visit Profile If you're trying to get out of debt and you owe a number of creditors, it may be a good idea to consider a debt consolidation loan. Debt consolidation loans can help you get out of debt faster, and they may also help you reduce the total amount of...

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