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Dan Steadman

Dan is one of the top financial experts when it comes to debt consolidation. With more than 20 years of experience helping people tackle debt, he has a unique insight when it comes to solving debt-related problems. 

Financial Advisor, DCL

Dan’s Articles

What Are the Credit Score Ranges?

Visit Profile facebooktwitterlinkedinIf you’ve ever applied for a loan or a credit card, you most likely know what a credit score is. Credit scores tell lenders how trustworthy we are as borrowers – they’re the number one contributing factor to any lending decision in...

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How to Build Credit

Visit Profile facebooktwitterlinkedinIf you have a less than perfect credit score, or you’ve never had any credit score at all, you’re probably wondering how you can start building your score. Building credit is one of the most important things you can do for your...

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How is My Credit Utilization Ratio Calculated?

Visit Profile facebooktwitterinstagramgoogle-plusIf you’ve done some research into how your credit score is calculated, you’ve probably come across the term ‘credit utilization’. Credit utilization is one of your credit scores’ major factors. Credit reporting bureaus...

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Who are the Top-Rated Debt Consolidation Companies?

Visit Profile facebooktwitterlinkedin If you are already drowning in debt, the worst thing you can do is fall for a scam that will damage your finances even further. In some cases, a debt consolidation loan in itself can have negative effects on your finances, so it...

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Should I Consolidate my Debt or File for Bankruptcy?

Visit Profile facebooktwitterlinkedin If you are struggling with your debt, you are not alone. Millions of people have found themselves overcome with debt and searching for a way out, and there are many debt management options available. If you are overwhelmed in...

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How to Reduce Your Debt Without a Loan

Visit Profile facebooktwitterlinkedin Let’s be honest, consolidating your debt without a loan is not going to be easy, although even with a loan, it still may not be as easy as it sounds. Debt consolidation or reduction loans can come with high fees and interest...

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What to Know About Filing for Bankruptcy

Visit Profile facebooktwitterlinkedin Do you have multiple credit card payments each month? Are you barely making the minimum monthly payments on each card which is making it difficult just to pay for groceries and transportation? If you have a significant amount of...

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Should you consolidate on your own or take out a loan?

Visit Profile facebooktwitterlinkedin This can be a difficult question to answer, but in any case, it really depends on your specific financial situation – how much you owe in total, what your interest rates are, and your ability to reduce your expenses to allow extra...

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Why Should I Choose Debt Settlement?

Visit Profile facebooktwitterlinkedin Wondering what a debt settlement is or if it is the right option for you? Some consumers find great benefit when using a debt settlement, but it can be a difficult process to navigate. Keep reading for more information on debt...

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Is it a Good Idea to Get a Debt Consolidation Loan?

Visit Profile facebooktwitterlinkedin Are you drowning in your debt? If so, you are not alone. Millions of people have been in the same position you are in, and there are options to consider that can help relieve you of your debt. The most important thing is to make...

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Are Debt Consolidation Loans Bad for your Credit?

Visit Profile facebooktwitterlinkedin Millions of Americans are drowning in debt.  Many of us are working more and making less, which can make it difficult to get ahead of your expenses and actually save money instead of scraping by from check to check. If you are...

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Credit Card Debt Consolidation

Visit Profile facebooktwitterinstagramgoogle-plus Credit card debts, while not requiring any collateral, affect the financial wellbeing of many Americans today. Since lending institutions have relaxed their policies, a lot have been taking advantage of easy access to...

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What is a Debt Consolidation Loan?

Visit Profile facebooktwitterlinkedinHousehold debt in the United States has reached record heights. Total household debt climbed to $12.73 trillion as early as the end of first quarter of 2017. This, for the record, is $50 billion higher than the worse marks reached...

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Understanding Your Debt Options

Visit Profile facebooktwitterlinkedinSince financing institutions started to relax lending policies, Americans became more likely to borrow money than ever. This has resulted to troubling trend. By the end of this year, household debt is expected to total to $12.73...

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Military Debt Consolidation Loans

Visit Profile facebooktwitterlinkedin There are special recognitions given by many institutions to those who wore the uniform and served our country. These recognition ranges from substantial services like financial instruments that are dedicated to those who are on...

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Getting Personal Loans for Debt Consolidation

Visit Profile facebooktwitterlinkedinIf you are in debt, then finding a solution is not always easy, and many people feel as though they have no options from which to choose. Inability to get your debt under control can cause you to miss payments, resulting in damage...

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Typical Debt Consolidation Loan Rates

Visit Profile facebooktwitterlinkedinA Basic Introduction to Debt Consolidation If you are looking for an effective way to get a handle on your personal debt, debt consolidation is a popular option for finding a streamlined approach to paying down loans. In order to...

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Wells Fargo Debt Consolidation Loan Review

Visit Profile facebooktwitterlinkedinOptions for When You are Overwhelmed with Personal Debt It is not uncommon to find yourself battling a mountain of personal debt in this country. The average amount of household debt for American families in 2016 is $132,529. When...

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Debt Consolidation Loans for Bad Credit

Visit Profile facebooktwitterlinkedinFeeling stressed out and overwhelmed? People who have trouble paying their monthly bills are often confused when it comes to finding a viable solution. Without a sense of direction, getting behind on your financial obligations is...

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Do Low Interest Debt Consolidation Loans Exist?

Visit Profile facebooktwitterlinkedinAn Introduction to Debt Consolidation Loans Debt consolidation is a strategy for repairing your credit rating and getting your financial house in order. It is a way for people with multiple debts owed to different creditors to get...

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USAA Debt Consolidation Loan Review

Visit Profile facebooktwitterlinkedinHow Can Debt Consolidation Help You Out? Are you feeling overwhelmed with bills? Are your credit cards maxed out? Are you considering filing for personal bankruptcy? If you answered yes to any of these questions, then debt...

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Discover Debt Consolidation Loan Review

Visit Profile facebooktwitterlinkedinHaving several loan payments each month can be stressful, and you are likely wondering if a debt consolidation loan can help. With a debt consolidation loan, you can reduce your bills into a single payment, and doing so will make...

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Chase Debt Consolidation Loans Review

Visit Profile facebooktwitterlinkedinWhat is Debt Consolidation? Debt consolidation is an important decision for anyone looking to get control of his or her personal finances. It is easy for debt to spiral out of control, which can leave you feeling helpless in...

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Debt Consolidation Loan Calculators

Visit Profile facebooktwitterlinkedin If you're trying to get out of debt and you owe a number of creditors, it may be a good idea to consider a debt consolidation loan. Debt consolidation loans can help you get out of debt faster, and they may also help you reduce...

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